House prices are the lowest in a decade, rates are the lowest in a couple of generations, and there is still a lot of inventory to choose from. What better time to buy than now?

Will rates go lower? That’s anyone’s guess. Do you remember when this happened before? Mortgage rates hit an all time low in July of 2003 and it lasted for only two weeks. We know these are not normal times and volatility remains high and prices can swing dramatically as a result of any news from Washington.

Here are a few tips for those who may consider a refinance but want to gamble for lower rates. Give us a call, we will fill out a loan application and send it to you for your signature. Once you return it, we will process it. Now you’re in a position to get the lowest rate possible.

Remember!!!

Lenders offer the lowest rate to borrowers who can close quickly. If rates fall further, every lender will be overrun with loan applications and closings will take 60-80 days. You, the smarter person are now set to close in under 30 days and will get the best rate. We offer this service free of charge to our clients. Call us anytime to discuss further.

From all of us on the A Team and our families, your business and referrals are greatly appreciated!

We are available 7 days a week.